BhyravCar loan approval depends primarily on the strength of the fourth house, its lord, and Venus, supported by the second and eleventh houses for repayment capacity and gain. The fourth house governs vehicles and conveyances; its lord placed in kendra or trikona, aspected by benefics, indicates smooth acquisition. Venus as karaka for vehicles must be unafflicted, preferably in own sign, exaltation, or friendly sign, and not combust. The second house shows accumulated wealth and ability to service EMIs; its lord in good dignity with benefic aspect confirms financial stability. The eleventh house represents gains and fulfillment of desires; connection between fourth and eleventh lords through conjunction, mutual aspect, or exchange creates the yoga for vehicle purchase through financing. The sixth house governs loans and debts; a weak sixth lord or malefics in the sixth reduce debt burden, while a strong sixth lord with malefic influence increases liability. Mercury controls contracts and documentation; its affliction causes delays, errors, or rejection in paperwork. Saturn as karaka for long-term debt must be examined for its placement and aspect on the fourth house or Venus, as it signifies the loan tenure and repayment discipline.
Most people assume a strong Venus alone guarantees a car loan, ignoring the sixth house role in debt approval and the second house role in repayment proof. They check only the fourth house in the rasi chart, missing the navamsa and dashamsa where Venus and fourth lord dignity often change. They overlook Mercury's condition, leading to surprise document rejections despite good credit scores. They treat all malefics in the sixth as bad, not realizing a weak sixth lord actually helps loan approval by reducing obstacles. They ignore the running dasha and antardasha, applying static chart promises to a dynamic timeline. They confuse vehicle purchase yoga with loan approval yoga — the former can manifest through cash, inheritance, or gift, while the latter specifically requires sixth, second, and eleventh house coordination.
Which houses, karakas, and combinations decide car loan approval?
The fourth house is the primary house for vehicles. Its lord must be strong in shadbala, placed in kendra (1, 4, 7, 10) or trikona (1, 5, 9) from lagna or from the fourth house itself. Fourth lord in the eleventh house creates direct gain of vehicle. Fourth lord in the second house shows purchase through own savings or family support. Fourth lord in the ninth house indicates vehicle through fortune or long-distance travel needs. Fourth lord conjunct or aspected by Venus strengthens the vehicle yoga. Fourth lord conjunct Mercury facilitates documentation and dealer negotiation. Fourth lord aspected by Jupiter expands the budget and brings lender cooperation. Fourth lord afflicted by Saturn, Rahu, or Ketu delays delivery, increases interest rate, or forces compromise on model.
Venus as karaka for vehicles must be analyzed in rasi, navamsa, and dashamsa. Venus in own sign (Taurus, Libra), exaltation (Pisces), or moolatrikona (Libra 0-15 degrees) gives natural vehicle comfort. Venus in the fourth house is the classic placement for vehicle ownership. Venus in the eleventh house gives vehicle through gains or social contacts. Venus in the second house shows vehicle as family asset. Venus combust within 10 degrees of Sun loses karaka power — loan may be approved but vehicle develops defects or buyer's remorse follows. Venus in enemy sign (Virgo, Scorpio, Aries) or debilitation (Virgo) requires strong dispositor or neecha bhanga to deliver. Venus conjunct Rahu creates obsession with luxury model beyond budget, leading to loan rejection or high EMI. Venus conjunct Ketu creates indifference or sudden loss of vehicle after purchase. Venus aspected by Saturn delays approval, increases down payment, or forces used car purchase.
The second house governs accumulated wealth, income proof, and repayment capacity. Second lord in kendra or trikona with benefic aspect shows stable cash flow for EMI. Second lord in the eleventh house confirms income sufficient for loan service. Second house occupied by Jupiter or Mercury expands earning capacity. Second house afflicted by Saturn, Rahu, or twelfth lord creates cash crunch, missed EMI, or loan restructuring. The eleventh house is the house of gains and desire fulfillment. Eleventh lord in the fourth house is a powerful yoga for vehicle gain. Eleventh lord in the second house shows loan repayment from income. Eleventh lord in the ninth house brings vehicle through fortune or foreign connection. Eleventh house occupied by Venus, Mercury, or Jupiter accelerates approval. Malefics in the eleventh (Saturn, Mars, Rahu) give gains but with struggle, high interest, or delayed disbursement.
The sixth house is the house of loans, debts, and obstacles. For loan approval, the sixth house must be active but not overwhelming. Sixth lord in the sixth house (sarala yoga) or twelfth house reduces debt burden. Sixth lord in the fourth house brings loan specifically for vehicle. Sixth lord in the eleventh house shows loan converted to asset. Sixth lord in the second house indicates loan repaid from savings. Sixth lord conjunct Venus or fourth lord creates the specific loan-for-vehicle combination. Sixth house occupied by benefics (Jupiter, Venus, Mercury) gives easy approval, low interest, flexible terms. Sixth house occupied by malefics (Saturn, Mars, Rahu, Ketu) gives high interest, strict terms, or rejection unless sixth lord is weak. Saturn in the sixth house gives long tenure, low EMI, but high total interest. Mars in the sixth house gives quick approval but aggressive recovery if default. Rahu in the sixth house gives unconventional lending, fintech approval, or hidden charges. Ketu in the sixth house gives irregular repayment, early foreclosure, or loan transfer.
Mercury as karaka for contracts, communication, and banking documentation is decisive for approval speed. Mercury strong in own sign (Gemini, Virgo), exaltation (Virgo), or kendra/trikona gives smooth paperwork, quick verification, digital approval. Mercury combust loses discrimination — applicant submits wrong documents, misses deadlines, or misreads terms. Mercury afflicted by Saturn causes bureaucratic delays, repeated queries, manual verification. Mercury afflicted by Rahu gives online fraud risk, identity theft, or fake offer letters. Mercury in the sixth house gives loan processing expertise — applicant knows the system. Mercury in the fourth house shows direct dealer financing. Mercury in the eleventh house shows broker-assisted approval. Mercury conjunct Venus creates charming negotiation, better interest rate. Mercury conjunct fourth lord aligns documentation with vehicle purpose.
Saturn as karaka for long-term debt, tenure, and discipline must be examined for its aspect on fourth house, Venus, or sixth house. Saturn aspecting fourth house delays delivery, forces higher down payment, or restricts model choice. Saturn aspecting Venus increases vehicle age (used car), reduces luxury, or extends loan tenure. Saturn aspecting sixth house gives long tenure (7-8 years), low EMI, but strict credit appraisal. Saturn in own sign (Capricorn, Aquarius) or exaltation (Libra) in kendra/trikona gives disciplined repayment, loan closure on time. Saturn debilitated (Aries) or in enemy sign gives irregular payment, penalty charges, or loan restructuring. Saturn retrograde internalizes debt anxiety — applicant over-prepares documents but hesitates to sign.
Key combinations for car loan approval: Fourth lord in eleventh with Venus; Eleventh lord in fourth with Mercury; Second lord in fourth with Jupiter aspect; Fourth lord, Venus, and Mercury in mutual kendras; Sixth lord in fourth with benefic aspect; Venus in fourth with eleventh lord aspect; Mercury in sixth with fourth lord aspect; Saturn in eleventh aspecting fourth (delayed but sure approval); Jupiter in second aspecting fourth and eleventh (high budget, easy approval); Mars in sixth aspecting eleventh (quick approval, high interest). Obstructing combinations: Fourth lord in sixth, eighth, or twelfth without benefic support; Venus combust, debilitated, or in rahu-ketu axis without neecha bhanga; Second lord in sixth, eighth, or twelfth with malefic aspect; Eleventh lord debilitated or combust; Mercury combust in sixth or twelfth; Saturn in fourth aspecting Venus and sixth lord; Rahu in fourth with Venus; Ketu in eleventh with fourth lord.
How do dashas and transits trigger the loan event?
The mahadasha and antardasha of the fourth lord, Venus, eleventh lord, second lord, or sixth lord activate the vehicle loan yoga. Fourth lord mahadasha with Venus antardasha is the classic period for vehicle acquisition. Venus mahadasha with fourth lord antardasha gives vehicle through comfort desire. Eleventh lord mahadasha with fourth lord antardasha fulfills vehicle desire through gain. Second lord mahadasha with eleventh lord antardasha uses savings for down payment and income for EMI. Sixth lord mahadasha with Venus antardasha creates loan-specific vehicle purchase. Mercury mahadasha with fourth lord antardasha processes documentation smoothly. Saturn mahadasha with sixth lord antardasha gives long-tenure loan with discipline. Jupiter mahadasha with fourth or eleventh lord antardasha expands budget and brings lender favor. Rahu mahadasha with Venus antardasha gives unconventional financing, digital lending, or sudden approval. Ketu mahadasha with fourth lord antardasha gives used vehicle, inheritance, or loan takeover.
Transit Jupiter over natal fourth house, Venus, or eleventh house expands loan eligibility and brings cooperative bankers. Transit Saturn over natal fourth house or Venus tests repayment capacity — approval comes with conditions, higher down payment, or guarantor requirement. Transit Rahu over natal fourth house or Venus creates urgency, online application, or fintech loan. Transit Ketu over natal sixth house reduces existing debt, improving debt-to-income ratio for new loan. Transit Mars over natal sixth house triggers loan application action — aggressive follow-up, quick closure. Transit Mercury over natal Mercury or fourth house speeds documentation. Transit Sun over natal eleventh house brings authority approval — branch manager sanction. The loan application should be submitted when transit Moon aspects natal fourth lord, Venus, or eleventh lord from a favorable sign (own, exaltation, friendly) for emotional satisfaction and smooth process.
Strongest and weakest chart versions for car loan approval
Strongest chart: Cancer lagna. Fourth lord Venus in own sign Libra in the fourth house, aspected by Jupiter from the eighth house. Eleventh lord Venus (also Venus) in the fourth — same planet doing double duty. Second lord Sun in the eleventh house in Taurus, aspected by Jupiter. Sixth lord Jupiter in the sixth house in Sagittarius (sarala yoga), aspecting fourth house and Venus. Mercury in the second house in Leo, conjunct Sun, aspecting sixth house. Saturn in the eleventh house in Taurus, aspecting fourth house — long tenure, low EMI, sure approval. This chart gives: high credit score, pre-approved offer, choice of lenders, low interest, zero down payment option, quick disbursal, preferred model available, EMI fits budget comfortably, loan closes early without penalty.
Strong chart: Libra lagna. Fourth lord Saturn in own sign Capricorn in the fourth house (sasa yoga). Venus in the eleventh house in Leo, conjunct Mercury. Eleventh lord Sun in the second house in Scorpio, aspected by Jupiter. Second lord Mars in the ninth house in Gemini, aspecting fourth house. Sixth lord Jupiter in the twelfth house in Virgo — weak sixth lord, low debt burden. Mercury in the eleventh house with Venus — documentation smooth. This chart gives: approved after negotiation, moderate interest, 20% down payment, 5-year tenure, dealer financing available, minor document delay resolved, vehicle delivered on chosen date.
Average chart: Virgo lagna. Fourth lord Jupiter in the sixth house in Aquarius, aspected by Saturn from the fourth house. Venus in the twelfth house in Leo, combust. Eleventh lord Moon in the eighth house in Aries. Second lord Venus (also Venus) combust in twelfth. Sixth lord Saturn in the fourth house in Sagittarius, aspecting Venus and Jupiter. Mercury in the third house in Scorpio, aspected by Mars. This chart gives: approval after second application, higher interest rate, 30% down payment, 7-year tenure, guarantor required, used vehicle instead of new, EMI stretches budget, prepayment penalty applies.
Weak chart: Aries lagna. Fourth lord Moon in the eighth house in Scorpio (debilitated). Venus in the sixth house in Virgo (debilitated), conjunct Rahu. Eleventh lord Saturn in the twelfth house in Pisces. Second lord Venus (same) debilitated in sixth. Sixth lord Mercury in the fourth house in Cancer, combust. Jupiter in the sixth house with Venus and Rahu. This chart gives: repeated rejection, CIBIL score issues, income proof mismatch, high interest (14%+), 50% down payment demanded, only subprime lenders respond, vehicle model downgraded, EMI default risk high, loan restructuring within 18 months.
Weakest chart: Capricorn lagna. Fourth lord Mars in the twelfth house in Sagittarius. Venus in the eighth house in Leo, aspected by Saturn and Rahu. Eleventh lord Mars (same) in twelfth. Second lord Saturn in the sixth house in Gemini, retrograde. Sixth lord Mercury in the eighth house in Leo, combust. Jupiter in the sixth house retrograde. This chart gives: no formal income proof, self-employed with cash business, CIBIL -1 or 0, only private financier at 24% interest, daily/weekly EMI, vehicle hypothecated to financier not bank, high repossession risk, legal notice within 6 months, vehicle seized, credit destroyed for 7 years.
The difference between strongest and weakest is not whether a vehicle enters life — both get vehicles. The difference is agency: strongest chooses model, lender, tenure, color, delivery date. Weakest accepts whatever financier allows, whatever model remains, whatever terms survive negotiation. The fourth house promise of vehicle manifests in both; the second, sixth, and eleventh house coordination determines whether the vehicle arrives as asset or liability. Check the sixth lord first — if sixth lord is strong and malefic, loan becomes burden. If sixth lord is weak or benefic, loan becomes leverage. Then check Venus dignity — if Venus is strong, vehicle retains value and gives satisfaction. If Venus is weak, vehicle becomes repair sinkhole. Then check Mercury — if Mercury is strong, paperwork closes in days. If Mercury is weak, paperwork drags for weeks. Then check dasha — if fourth lord or Venus dasha runs, timing aligns. If not, wait for antardasha or transit trigger. Do not force application in
Timing: when does it happen
The event manifests when the dashas of the planets controlling the fourth house, the eleventh house, and the natural karakas align with supportive transits. The fourth house governs the vehicle itself. The eleventh house governs the gain of the asset and the sanction of the loan amount. The sixth house governs the debt contract. The eighth house governs the financier’s money. Venus is the karaka for the vehicle. Mercury governs the paperwork and the contract. Saturn governs the long-term liability and the repayment schedule.
Watch for the Vimshottari dasha or antardasha of the fourth lord, the eleventh lord, Venus, Mercury, or Saturn. If the fourth lord sits in the eleventh, or the eleventh lord sits in the fourth, their mutual dashas trigger the purchase. A dasha of the sixth lord can also deliver the loan, but it often brings stricter terms or higher interest if unafflicted by benefics. The dasha of the eighth lord brings the funds from the bank but carries risk of hidden charges or variable rates.
Transits act as the trigger. Saturn transiting the fourth house, the eleventh house, or aspecting the fourth lord or Venus from the tenth, seventh, or third house creates the pressure and the structure for the liability. Saturn’s aspect on the eleventh house from the ninth, first, or fifth house forces the gain to materialize through effort and documentation. Jupiter transiting the fourth, eleventh, or second house expands the capacity to take the loan and sanctions the amount. Jupiter over the sixth house often expands the debt burden; check if it aspects the eleventh lord simultaneously to confirm approval.
The double transit of Saturn and Jupiter — where both aspect the same house or lord — is the most reliable timer. If both aspect the fourth house or the fourth lord, the vehicle is purchased. If both aspect the eleventh house or the eleventh lord, the loan is sanctioned. If both aspect the sixth house or the sixth lord, the debt is incurred. The event occurs in the month where the Moon transits the sign holding the double transit point or the nakshatra of the running dasha lord.
Maturity ages of the karakas act as background windows. Venus matures at twenty-five. The native gains independent purchasing power for vehicles around this age if the fourth lord and Venus are placed in movable signs or kendra. Mercury matures at thirty-two. Contractual clarity and loan processing improve significantly post this age. Saturn matures at thirty-six. Long-term loans like five-year or seven-year tenures stabilize only after Saturn maturity; before that, the native may face rejection or require a co-applicant. Mars matures at twenty-eight. The down payment capacity — Mars represents liquid cash for the margin money — becomes reliable post twenty-eight.
Check the annual solar return (Varshaphala) for the year. The Muntha in the fourth or eleventh house, or the lord of the year (Varshesh) being Venus, Mercury, or the fourth lord, confirms the timing within that solar year. The Saham for vehicle (Vahana Saham) and the Saham for debt (Rina Saham) activated by transit of the Sun or Mars over them in the Varshaphala chart pinpoints the month.
What confirms or denies it in the chart
Confirmation requires a clear relationship between the fourth lord, the eleventh lord, Venus, and Mercury. The fourth lord in the eleventh house with Venus confirms the vehicle comes through financing. The eleventh lord in the fourth house with Mercury confirms the paperwork clears. An exchange (Parivartana Yoga) between the fourth and eleventh lords is the strongest standalone yoga for asset gain via loan. A mutual aspect between the fourth lord and the eleventh lord works if both are unafflicted.
Venus must be strong in Shadbala. Venus in own sign (Taurus, Libra), exaltation (Pisces), or friendly sign (Gemini, Capricorn, Aquarius) in the Rasi chart and Navamsa supports the vehicle. Venus in the fourth, eleventh, second, or ninth house is auspicious. Venus combust within ten degrees of the Sun denies the comfort of the vehicle; the loan may sanction but the car has defects or the native regrets the model. Venus in the sixth, eighth, or twelfth house without benefic aspect creates a debt trap — high EMI relative to income, frequent breakdowns, or accident damage within the first year.
Mercury governs the sanction letter. Mercury combust delays the disbursement. Mercury retrograde in the birth chart causes re-verification of documents, CIBIL score disputes, or mismatched income proofs. Mercury in the sixth house aspected by Saturn creates a scenario where the loan is approved at a higher rate than quoted. Mercury conjunct Jupiter in kendra or trikona ensures smooth processing and competitive rates.
Saturn’s placement decides the tenure and the burden. Saturn in the eleventh house gives a long tenure, low EMI, but high total interest. Saturn in the fourth house delays possession; the car arrives after the loan starts. Saturn aspecting the fourth lord from the sixth or eighth house creates a liability that outlasts the vehicle’s utility. Saturn in the second house aspecting the eighth house forces the native to pledge collateral or bring a guarantor.
Denial indicators: Fourth lord debilitated in Navamsa (Navamsa placement overrides Rasi for outcome). Fourth lord conjunct Ketu in the sixth, eighth, or twelfth house — loan application rejected due to technical errors or valuation mismatch. Eleventh lord in the sixth house conjunct Mars — loan sanctioned but the down payment bounces or the dealer delays delivery. Venus in Rahu-Ketu axis in the fourth house — the vehicle is purchased but registered in another name or legal dispute arises. Papakartari Yoga on the fourth house (malefics in third and fifth houses) — the native cannot finalize the model or the financier changes terms at the last stage.
Check the Ashtakavarga bindus. The fourth house must have twenty-eight or more bindus in Sarvashtakavarga. The eleventh house must have thirty or more. The sixth house must have less than twenty-five bindus to keep the debt serviceable. If the sixth house has higher bindus than the eleventh, the EMI outflow exceeds the income inflow from that asset.
The divisional chart to check
The Chaturthamsa (D-4) is the primary divisional chart for vehicles and immovable assets. The fourth house of the D-4 shows the vehicle quality. The fourth lord of D-4 placed in kendra or trikona from the D-4 lagna confirms a durable, satisfactory purchase. The fourth lord of D-4 in the sixth, eighth, or twelfth house of D-4 indicates a lemon — recurring mechanical faults, electrical issues, or accident proneness within the warranty period.
Venus in the D-4 must be examined for dignity. Venus in own sign, exaltation, or vargottama in D-4 guarantees the vehicle matches the native’s status. Venus debilitated in D-4 (Virgo) while strong in Rasi shows the car looks good on paper but has hidden defects — transmission lag, suspension noise, or infotainment failures. Venus conjunct Saturn in D-4 delays delivery by months. Venus conjunct Rahu in D-4 brings a model that gets discontinued or recalled.
The eleventh house of the D-4 shows the loan sanction. The eleventh lord of D-4 in the fourth house of D-4 confirms the loan amount covers the on-road price. The eleventh lord of D-4 in the sixth house of D-4 means the bank funds only the ex-showroom price; insurance, registration, and accessories come from pocket. The sixth house of D-4 shows the EMI burden. Malefics in the sixth house of D-4 without benefic aspect create a tight cash flow where the native skips other expenses to pay the EMI.
Check the D-4 lagna lord. If the D-4 lagna lord is placed in the sixth house of D-4, the native buys the car under pressure — family demand, peer pressure, or job requirement — and regrets the financial strain. If the D-4 lagna lord is in the twelfth house of D-4, the car is sold or totaled before the loan closes.
Cross-reference the D-4 with the Shodasamsa (D-16) for conveyances. The fourth house of D-16 and its lord must not be afflicted by Saturn-Mars conjunction or Rahu-Ketu axis. The D-16 fourth lord in the D-16 eleventh house confirms the vehicle serves its purpose — commute, status, or business use. If the D-4 shows the loan and the D-16 shows the utility, both must agree for a clean outcome. A strong D-4 with afflicted D-16 means the loan clears but the car sits in the workshop. A strong D-16 with afflicted D-4 means the car is excellent but the loan terms are predatory.
Remedies and right action
Strengthen Shukra by keeping your vehicle documents, insurance papers and loan file in a clean white folder placed in the southeast corner of your home. Every Friday, wash your car or two-wheeler yourself before sunrise using water mixed with a pinch of turmeric. Do not delegate this. The act of cleaning your own vehicle builds the Shukra discipline that lenders read as repayment reliability.
Budh governs paperwork and communication. Before visiting the bank, write the entire application by hand once on plain paper. Check every digit of your PAN, Aadhaar, salary slips and bank statements against the originals. Carry a green pen for signing. Speak less inside the branch; answer only what is asked. Budh rewards precision, not persuasion.
Guru expands the approval window. On Thursday, feed five people a simple meal of chana dal and rice before 1 PM. Do not photograph it. Do not post it. The quiet act of feeding without announcement builds the Guru karma that shows as favourable officer discretion. Keep a yellow thread on your right wrist until the loan disburses; remove it only after the first EMI clears.
Shani tests repayment capacity. For forty-three days, pay one small bill — electricity, phone, credit card — exactly on the due date, not early, not late. Set a calendar alert. Pay manually each time. This trains your nervous system to honour deadlines, and the bank’s scoring engine picks up the pattern. Avoid new subscriptions or EMIs during this window.
Rahu creates sudden document requests. Keep scanned copies of all KYC, income proof, Form 16 and bank statements in a single encrypted folder on your phone. When the loan officer calls for an extra paper, you send it in under two minutes. Speed here is a Rahu remedy; delay triggers rejection algorithms.
Ketu blocks through oversight. The night before the bank visit, lay out your original documents, photocopies, passport photos and cheque book on a clean cloth. Verify each against the checklist. Sleep seven hours. A rested mind catches the missing signature that a tired one misses. The loan approves when the file is complete, not when the stars align.
Common questions
Which planet gives vehicle loan approval? Shukra signifies the vehicle itself, Budh controls the paperwork and communication with the lender, Guru provides the officer’s favourable discretion, and Shani validates repayment capacity. All four must function together; no single planet guarantees approval.
Can a weak Shukra cause car loan rejection? A weak or afflicted Shukra shows as incomplete documents, errors in the application, or a vehicle valuation lower than expected. The rejection often comes from valuation mismatch or missing paperwork rather than credit score. Strengthening Shukra through the cleaning and Friday routine reduces these errors.
Does Mercury retrograde affect loan processing? During Budh retrograde, banks often return files for re-verification, ask for additional proofs, or delay disbursal by seven to fourteen days. Submit applications before the retrograde period begins. If already inside the window, double-check every field and keep duplicate originals ready for instant resubmission.
Which day is best to apply for a car loan? Wednesday morning supports Budh’s paperwork clarity. Friday morning supports Shukra’s vehicle signification. Thursday before noon supports Guru’s expansion. Avoid Saturday and Tuesday. Choose the day that matches your strongest benefic in the birth chart; if unknown, Wednesday is the safest default.
Can wearing a gemstone speed up loan sanction? A certified diamond or white sapphire for Shukra, emerald for Budh, or yellow sapphire for Guru may support the respective planetary function, but only after a qualified astrologer confirms the stone suits your lagna and dashas. Wearing the wrong stone increases obstacles. Behavioural remedies work faster and carry no risk.
What if the loan is sanctioned but disbursement stalls? Stalled disbursal usually indicates Rahu-Ketu axis affliction to the 2nd or 11th house lords. Keep the encrypted document folder ready. Call the relationship manager once every two days at 11 AM — Budh hour — using a green pen to log the conversation. Escalate in writing after the fifth call. Persistence within structure clears the block.
This placement in your chart
Everything above is the general case. Whether your Jupiter in the 1st house is the Yogakaraka version or the afflicted one depends on your ascendant, its degree, its nakshatra, the aspects it receives and the dasha you are running — all of which are computed, not guessed, in a Bhyrav reading. A 30-minute session covers this placement and every question that hangs off it, with dates. Book a reading — ₹999, or if you are an astrologer, see the software that computed this page.